Exclusive: XFX raises $17M to build the liquidity layer for fiat and stablecoin interoperability

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Pay with XFX

solution

Cross-border payments

Move money with zero capital lock ups

DvP settlement means capital moves only when the trade does. Smart routing compresses FX spreads. Scale to new corridors without scaling your capital base.

solution

Cross-border payments

Move money with zero capital lock ups

DvP settlement means capital moves only when the trade does. Smart routing compresses FX spreads. Scale to new corridors without scaling your capital base.

Request a demo

Trade with XFX

Move more volume with less capital

1 connection

Access best price and deepest liquidity via web UI, API or OTC

Growing coverage

LatAm, Europe, Asia

Instant settlement

Receive funds in < 15 minutes

The problem

Your corridors cost more than they have to.

Your corridors cost more than they have to.

Today, every payment sent globally runs through a chain of banks holding pre-positioned capital in nostro accounts. That trapped capital is the single largest cost driver in cross-border FX.

Today, every payment sent globally runs through a chain of banks holding pre-positioned capital in nostro accounts. That trapped capital is the single largest cost driver in cross-border FX.

Every new corridor requires fresh capital deployment in advance, slowing growth and tying up balance sheet that could be deployed elsewhere. That changes with XFX.

Every new corridor requires fresh capital deployment in advance, slowing growth and tying up balance sheet that could be deployed elsewhere. That changes with XFX.

Existing Models

Pre-funding

Capital required upfront

Settlement

Unreliable, up to T+2

Spread

Each hop adds additional cost

New corridor

More capital required per market

XFX

Pre-funding

$0 required

Settlement

< 15 minutes

Spread

Best rate, one connection

New corridor

Leverage your same capital pool

the xfx solution

From quote to settled, in realtime.

the xfx solution

From quote to settled, in realtime.

the xfx solution

From quote to settled, in realtime.

step 01

Get quote

Access best price across every venue, surfaced in one call.

step 01

Get quote

Access best price across every venue, surfaced in one call.

step 02

Execute trade

Lock your rate.

step 02

Execute trade

Lock your rate.

step 03

Settle

Send funds. The only moment capital leaves your control.

step 03

Settle

Send funds. The only moment capital leaves your control.

step 04

Receive

Get your funds, on the network you choose.

step 04

Receive

Get your funds, on the network you choose.

The Platform

Two levers, working in concert.

The Platform

Two levers, working in concert.

Lever 01

Smart Routing

Global liquidity aggregated in one network. Every trade finds the optimal path across venues in real time — tighter spreads, deeper liquidity, no single-pool dependency.

Enterprise grade access

Every quote checks all connected venues simultaneously.

Tighter spreads

Competitive execution across the full liquidity pool.

AI-powered optimization

Routing decisions incorporate real-time liquidity depth, spread, and settlement latency, getting better with time.

Lever 02

Smart Capital Allocation

Treats capital as fleet. Capital deploys dynamically across currencies, rails, and counterparties — real-time demand met with minimum idle balances.

DvP settlement

Capital moves only when both legs of the trade clear — simultaneously, atomically.

No idle balances

Real-time demand met with minimum capital deployed.

Deployable until settlement

Your capital earns and deploys right up to the nanosecond it's needed.

Liquidity with no lock ups

Liquidity with no lock ups

Access XFX liquidity for fiat and stablecoin pairs with DvP settlement, API execution, and grade A support.

No pre-funding

Eliminate nostro accounts entirely. Capital is deployed only at the moment of trade, not days in advance.

No pre-funding

Eliminate nostro accounts entirely. Capital is deployed only at the moment of trade, not days in advance.

No pre-funding

Eliminate nostro accounts entirely. Capital is deployed only at the moment of trade, not days in advance.

Spread compression

Smart routing finds the tightest available spread across all venues, guaranteeing optimal execution on every single trade.

Spread compression

Smart routing finds the tightest available spread across all venues, guaranteeing optimal execution on every single trade.

Spread compression

Smart routing finds the tightest available spread across all venues, guaranteeing optimal execution on every single trade.

Corridor expansion

Scale to new corridors without increasing your capital base.

Corridor expansion

Scale to new corridors without increasing your capital base.

Corridor expansion

Scale to new corridors without increasing your capital base.

Embed via API

Stream prices, request quotes, execute and reconcile - all programatically from your existing stack.

Embed via API

Stream prices, request quotes, execute and reconcile - all programatically from your existing stack.

Embed via API

Stream prices, request quotes, execute and reconcile - all programatically from your existing stack.

Ready to unlock capital efficient money movement?

Book a demo

Book a demo

Infrastructure for capital-efficient FX. Moving money at the speed of information.

© 2026 XFX Inc.

© 2026 XFX Inc.

Built in NYC, Mexico City, São Paulo.

PRODUCT & Company

Platform

Trade with XFX

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Cross-border payments

Stablecoin liquidity

Market making

Treasury & FX operations

Issuer & network support

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v 2026.5

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